Roofing Deductible Texas

It is a clarification and more carefully worded version of the years old law.

Roofing deductible texas.

Waiving insurance policy deductibles you scratch my back and i ll scratch yours has been common place in texas since 1989 and came about as the result of a poorly worded statute passed that same year that contractors have basically ignored. The responsibility to pay the deductible is the homeowner s. To get the job texas roofers often offer homeowners a free roof by agreeing to pay the homeowner s insurance deductible. What the hb2102 deductibles law means for roofers.

This new law will help further protect consumers said texas insurance commissioner kent sullivan. Contractors who have broken the 1989 law by waving deductibles primarily roofing contractors are known as deductible eaters. Roofers who waive deductibles are cutting corners. Hb2102 is the deductible law that went into effect on september 1st 2019.

Abbott is designed to end the illegal. However many roofing companies contribute to the insured s deductibles by using sign credits discounts and rebates. A new state law makes it clear that it s illegal for a contractor or roofer to waive an insurance deductible.